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PAYMENTS & FINANCE

Fintech Service

Payment routing, merchant onboarding, and financial dashboards — production-ready fintech SaaS.

Overview

What We Build For You

We build fintech products that handle real money flows: multi-gateway payment routing (Razorpay, PayU, PhonePe), smart fallback logic, merchant KYC onboarding, and real-time transaction analytics. Orfopay is a reference implementation — a SaaS platform that routes transactions by priority, fees, and success rates.

Secure payment platforms, multi-gateway routing, merchant onboarding, and financial dashboards — built for compliance-ready fintech products like Orfopay.

Fintech Service
Our Process

How We Work With You

A clear, four-step process so you always know what happens next — from first call to launch and beyond.

01

Compliance & Flow Design

Payment journeys, KYC steps, gateway rules, and reconciliation requirements — documented before build.

02

Core Transaction Engine

Routing logic, fallback chains, webhooks, and idempotent APIs so payments are reliable under failure.

03

Merchant & Admin Portals

Onboarding, gateway config, dashboards, and support tools for operators and merchants.

04

Analytics & Go-Live

Success rates, revenue reports, alerting, and staged rollout with sandbox gateways first.

Deliverables

What You Get

  • Multi-Gateway Payment Routing
  • Merchant Onboarding & KYC Flows
  • Transaction Analytics Dashboards
  • Smart Fallback & Retry Logic
  • PCI-Aware Integration Patterns

Multi-gateway payment router

Priority, cost, and success-based routing with fallback.

Merchant onboarding & KYC

Document upload, verification states, and approval workflows.

Transaction dashboards

Real-time stats, filters, exports, and gateway performance views.

Webhook & reconciliation tools

Reliable event handling and settlement tracking.

Use Cases

Ideal For

  • Payment aggregation SaaS for Indian merchants
  • Subscription billing with Stripe integration
  • Wallet and payout systems for marketplaces
  • Internal finance ops dashboards for enterprises

Technologies We Use

StripeNode.jsMongoDBREST API
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Proof of Work

Related Projects

FAQ

Common Questions

Which payment gateways do you integrate?
Razorpay, PayU, PhonePe, Stripe, and custom bank APIs — depending on your market and compliance needs.
How do you handle failed transactions?
Smart fallback routes to alternate gateways, with retry rules, logging, and merchant-visible status updates.

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Fintech Service | Khodi Infotech